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Apply For Personal Loan Online | HDFC Bank Loan Online | Online loan

Apply For Personal Loan Online | HDFC Bank Loan Online | Online loan

Get a personal loan in quick time

  • Check eligibility in one minute online and at select branches – Personal Loan Eligibility Calculator
  • Get funds in 10 seconds if you are a pre-approved HDFC Bank customer.
  • Other customers can get a loan within 4 working days subject to documentation and verification as per bank’s requirement.

Apply online for a Personal Loan

We have simplified the personal loan application process. You can make an online personal loan application in just a few clicks

Protect yourself with insurance

  • Personal Accident Cover: For a nominal premium* you can avail of Personal Accident cover of up to ₹ 8 Lakhs, and Critical Illness cover of up to ₹ 1 Lakh. The premium for these policies will be deducted from the loan amount during disbursal. Applicable taxes and surcharge/cess will be charged extra.
  • Personal Loan Security: Secure your personal loan with Sarv Suraksha Pro. Key benefits include:
    • Credit Shield Cover equal to the outstanding loan amount
    • Accidental Hospitalisation cover of up to ₹ 8 Lakhs*
    • Accidental Death/Permanent Disablement cover of up to ₹ 1 Lakh*

Personal Loan for your every need

No matter why you need a personal loan, HDFC Bank can customise the offering for you. If you already have an HDFC Bank account, you can benefit from special rates, charges and offers. HDFC Bank also offers a host of benefits for first-time loan customers Enjoy the flexibility to pick a tenure that suits you and pay back the loan in pocket-friendly EMIs (Use our Personal Loan EMI Calculator to check your monthly outgo)

Save money with Personal Loan Balance Transfer

Lower your Personal Loan EMI by doing a balance transfer to HDFC Bank – Personal Loan Balance Transfer

  • Interest rates as low as 10.40%* on the existing loan transfer
  • Flat Processing fess starting at Rs 3,999/- (+ GST)
  • To transfer your loan balance, 

*Applicable for NTH>50K

Get 24X7 assistance anywhere

For any help with your loan, you can reach out to us via WhatsApp no – 70700 22222, Webchat, Click2Talk and PhoneBanking.

*Terms and conditions apply. Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.


The following people are eligible to apply for a Personal Loan:

  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of 25,000 net income per month.
FeeAmount to be paid
Rack Interest RateSalaried- 11.00% to 21.00%
Processing fee / Loan Processing Charges Up to Rs 4999/- 
Stamp Duty & Other Statutory ChargesAs per applicable laws of the state

Documents required

  • Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 3 months (Passbook of previous 6 months)
  • Two latest salary slip/current dated salary certificate with the latest Form 16
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